Re: limitations of mime-pem transformation

Rhys,

        In contrast to your example, I often encounter checks that
explicitly state that if the value of the check is greater than some
stated amount, then two signatures must be present.  Since there is no
universal convention about what values trigger the requirement for an
additional signature, a bank would not refuse to honor a check with
only one signature where two are required by the check issuer, unless
the issuer makes this requirement explicit.  

Steve