Nota: several Cc removed from Bob original posting
Whilst there are really plenty of statements I fully agree with
within Bob Jueneman message, I have a major disagreement about one
point in his proposal. It concerns the goal Bob proposes to the
ietf-payments list and potential WG.
I strongly object the iKP focus or starting point Bob suggests.
Here are the three major objections I have :
1. as discussed in Stockholm there is no hope to modify whatever
solution Visa + Microsoft + ... are preparing
((the alternative is either a) wait for their specs and products
be delivered or b) design protocols in a completely independant way))
2. iKP is suited to one well known business and transaction model
(the current credit card scheme). Well... I still claim there is room
and justification for other different and competing models, and I
don't see any reason why the IETF should self-limit to this one
(which of course I do not exclude).
I am pretty certain and ready to demonstrate that the credit-card
model is NOT suited for micro-payments unless you accept that there
will exist a single centralized clearing center (of course owned
and operated by Visa Mastercard) for which any other actors
including baks can only act as selling desks... Is it the IETF
role to standardize a monopoly legitimating technology????
3. the consensus I perceived (or was it just my endorsement of Vinton Cerf
advice?) was that IETF e-payments group should identify and work on
a few well delimited basic components and avoid taking into account
e-commerce or even e-payments as a whole. The iKP focus
implies the backing of a complete business model (even if
Stockolm presentation tend to pretend it does not).
Again I do support Bob's proposal to avoid duplicating the work about
formats, about risk analysis, about CAs and about certificates and
the above relates only to the ietf-payments charter.
-- PAP
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PAP: paul-andre(_dot_)pays(_at_)gctech(_dot_)edelWeb(_dot_)fr tel +33
1 34 52 00 88
http://www.edelweb.fr/ fax +33 1 34 52 25 26
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