Word Filter

I have the following recipe to filter out unwanted topics.  For some 
reason, the word "make" matches instead of the phrase "make money".  How 
can I improve this to have the desired effect?

:0 HB:
*(good luck totem|get rich|wealthy retirement|make money|free info|\
        |free money)
"Garbage Phrase"

I've tried:
*([good luck totem]|[get rich]| etc... but that didn't work.  Any ideas?


Thanks!