something like
<xsl:template match="document">
<xsl:for-each select="policy/cover">
<xsl:apply-templates
select="."/>
<xsl:apply-templates
select="/document/funds/fund[code=current()/fundcode]/desc"/>
</xsl:for-each>
</xsl:template>
together with templates for cover and desc that make whatever xhtml you
need.
If there are 1000's of funds you could make it more efficient with
xsl:key but get it working first keys can easily be added later.
David
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