On Apr 2, 2010, at 8:11 AM, Andrew G. Malis wrote:
I'm with Joe on this. I also travel extensively, including in
non-tourist areas, and have never had my US Visa or Mastercard
declined because it didn't have a chip.
At Point of Sale (e.g., restaurants, hotels, stores), no.
At automated kiosks, yes. If the machine asks for a PIN in my
experience my card will be declined, even if I enter my US PIN.
Regards
Marshall
Cheers,
Andy
On Thu, Apr 1, 2010 at 6:31 PM, Joe Abley <jabley(_at_)hopcount(_dot_)ca> wrote:
On 2010-03-31, at 20:56, Phillip Hallam-Baker wrote:
In theory it is possible to use a US issued credit card in Europe.
In practice, forget it unless you are willing to face the
embarrassment of 50% of places declining your card.
My experience in the UK is that outside London you are very likely
to
find that the only cards they accept are chip and pin cards.
I travel somewhat frequently through Asia, Europe, Africa and
Australasia with credit cards issued by US institutions (Bank of
America Visa, American Express) and Canadian banks (TD Canada
Trust, CIBC, Desjardins, all Visa cards). The Desjardins card is
the only one with a chip.
I occasionally find that people don't take American Express. This
happens more often outside North America, but not only outside
North America. I have found that in some countries (UK included)
people are unfamiliar with cards that don't have a chip, but it has
never stopped me from using one. (In New Zealand it seems more
common that people are confused about chip cards, since the EFTPOS
terminals support them but very few people have them).
I have never had a problem with any of my North American cards
being declined, chip or not. I have spent a reasonable amount of
time in the UK in particular, since most of my family lives there.
I was most recently there in December 2009.
Your comments above do not match my experience in the slightest.
Joe
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